Should You Pay A Collection On Your Credit Report?

Wondering if you should pay a collection on your credit report?

Let me give you the answers to that.

If the debt is with the original creditor, then it would be best to pay off the debt in full.

Reach out to them and try to work out a Pay For Delete negotiation.

If it is with a collection agency, then it would be best to challenge the debt for removal.

There is a great difference between disputing and challenging.

Need help with your credit? Register for free online training click here.