The goal of the blueprint is to show you how to boost your credit score in 51 days or less with just a few simple steps. 

53% of Americans are denied financing due to bad credit or simply no credit at all. 65% of your credit score has to do with how you manage your money and accounts. 

Your credit score and bank account balances are reflections of your financial behavior

35% = Paying Your Bills On Time

30% = Your Credit Card Utilization

15% = Your Credit Age 

10% = Your Credit Mix 

10% = New Credit & Inquiries.

FICO® Scores will consider your mix of credit cards, retail accounts, installment loans, finance company accounts, and mortgage loans.

To break it down for you there are only two main types of credit that you can have on your credit report. However, there are subcategories for each main category or credit type. The two main types of credit you can have are:

Revolving: Revolving credit is the debt owed on an account that you can repeatedly use and payback without having to reapply every time credit is used. Credit cards are the most common type of revolving accounts and weighed the heaviest.

Installment: is a debt that is paid at regular times over a specified period. Examples of installment debt include most mortgages, auto loans, personal loans, credit builder loans, and student loans.

So, if you're trying to guarantee that your credit score improves in the next 51 days, we need to add positive credit history with big limits!

This guide will not only do that for you, but each item in this guide is guaranteed approval. Yup! You will be automatically approved regardless of your credit past.

Remember, 30% of your credit score is your credit utilization. Bigger limits = Bigger score increase.